Benefitscal vs Covered California: Here is the difference between BenefitsCal and Covered California. If you want to know about BenefitsCal and Covered California, let’s read this article.
Benefitscal vs Covered California
- BenefitsCal is a program that helps the citizens of California apply for CalFresh, Medi-Cal, and cash benefits. Californians can easily login to their benefitscal account, check their application status, and details and manage their benefits also.
- Covered California is like the state’s health insurance marketplace where people can easily apply online application, choose health plans and get financial assistance.
Comparison of BenefitsCal and Covered California
| Feature | BenefitsCal | Covered California |
|---|---|---|
| Benefits | Provides access to public assistance programs like CalFresh, Medi-Cal, and cash benefits. | Health insurance marketplace to shop for health plans and get financial help. |
| Eligibility criteria | For low-income California residents. | For people who may not qualify for Medi-Cal due to income. |
| Cost | Low-cost or no-cost health coverage. | Requires premium payments, copays, and coinsurance. However, offers premium assistance for qualified individuals. |
| Application | Single application for both Medi-Cal and Covered California. | Separate application process. |
Benefits of Covered California
Covered California offers many benefits to Californians. Here are some of the main benefits:
- Essential health benefits: All plans offered by Covered California cover a wide range of health services like doctor visits, hospital stays, and even mental health services.
- Financial Assistance: It offers financial help to make health insurance more affordable to normal people and low-income people. but, the insurance amount depends on your income and family size, you may be eligible for tax credits to lower your monthly premiums.
- Many options: Covered California provide the different health plans from different insurance companies. It allows people to choose a plan that fits their needs and budget.
- Enrolling Process: The enrollment process is very easy. people can easily compare plans, choose, and create an account online. then, login to your account and complete the Insurance process.
- Consumer protections: Covered California has issued rules to protect consumers so that they do not face unfair practices from insurance companies.
Benefits of Benefitscal
- Customer can apply for multiple benefits such as:
- Medi-Cal/County Medical Services Program (CMSP)
- CalWORKs
- General Assistance/General Relief
- CalFresh Disaster Assistance
- Cash Assistance Program for Immigrants (CAPI)
- It provide the online services like Apply, renew benefits, upload documents and report changes online through Benefitscal, saving time and effort.
- Customers can track the status of their applications on Benefitscal, and create an account to manage their benefits.
- Your personal information is kept safe with advanced security measures.
